Introduction and Scope
This Cookies Policy explains in detail how NEXUS FINANCE uses cookies, web beacons, pixel tags, and similar tracking technologies (collectively, «Cookies») on our Site. This policy is intended to inform you about the types of cookies we use, the data they collect, and your rights to control them, in compliance with the GDPR (requiring opt-in consent) and CCPA/CPRA (requiring opt-out capability).
1. Detailed Categories of Cookies Used
We classify the cookies we use into four categories:
- Strictly Necessary Cookies:
- Purpose: These are essential for the operation of the website, enabling fundamental functions like securing login sessions, remembering your place in a form submission process (e.g., loan application stages), and maintaining the security of your connection.
- Legal Basis (GDPR): Legitimate Interest (as the site cannot function without them).
- Consent: Always Active. Cannot be switched off in our systems.
- Functional Cookies:
- Purpose: These cookies enhance personalization and user experience by remembering choices you have made (such as your preferred language, region, or customized visual settings).
- Legal Basis (GDPR): Consent.
- Consent: Requires Explicit Consent via the cookie banner.
- Analytical/Performance Cookies:
- Purpose: These tools, often provided by third parties (like Google Analytics), help us measure and analyze traffic patterns, understand which pages are most popular, identify technical errors, and optimize the site’s performance based on aggregated, anonymous behavior.
- Legal Basis (GDPR): Consent.
- Consent: Requires Explicit Consent via the cookie banner.
- Targeting/Advertising Cookies (Including Social Media Pixels):
- Purpose: These cookies track your browsing habits across different websites to build a profile of your interests and show you relevant NEXUS FINANCE advertisements on other platforms. They also measure the effectiveness of our advertising campaigns.
- Legal Basis (GDPR): Consent.
- Consent: Requires Explicit Consent via the cookie banner. This category is subject to the CCPA/CPRA «Right to Opt-Out of Sharing.»
2. Your Control and Consent Mechanisms
We provide robust mechanisms for you to control your cookie preferences:
Browser Settings: You can also manage and delete cookies through the settings of your specific web browser (e.g., Chrome, Firefox, Safari). Note that disabling Strictly Necessary Cookies may impair the functionality of our Services.
Initial Consent Banner (GDPR Focus): Upon your first visit, a clear banner requires you to make an affirmative choice. We utilize a granular opt-in model, meaning non-essential cookies are blocked until you actively consent to them. The banner includes options to «Accept All,» «Reject All (non-essential),» or «Manage Preferences.»
Cookie Preference Center (Always Available): A link titled «Cookie Settings» is permanently available in the footer of our Site. This allows you to review the specific cookies used, see their duration, and withdraw or change your consent at any time.
CCPA/CPRA Opt-Out Link: In addition to the preference center, a conspicuous link titled «Do Not Sell or Share My Personal Information» is placed in the footer. Clicking this link immediately registers your request to opt-out of the sharing of personal data for targeted advertising purposes. We honor recognized Global Privacy Control (GPC) signals as a valid opt-out request.