When I first decided to apply for a credit card with zero annual fee, I did so because I wanted to keep my costs low and still gain useful rewards. After researching, applying, using, and comparing several cards, here’s what…
A few years ago, I used to swear by travel points. I loved the idea of flying for free and staying in hotels without paying a dime. But after a few years of tracking my spending and calculating the actual…
When I first started using travel reward credit cards, I’ll admit, I had no idea how much value I was missing. I used to book flights and hotels with my debit card, thinking I was being responsible, but then I…
When I first started exploring credit cards, I didn’t pay much attention to rewards or cash back percentages. I thought they were all pretty much the same. But after a few years of trial and error and plenty of missed…
When I first began shopping for my home, I didn’t fully appreciate how big a role something called the conforming loan limit plays in the mortgage process. I assumed I could borrow whatever my income and credit allowed and that…
When I first heard about the Atmos Credit Card, I was honestly skeptical. A credit card that promised to help me live more sustainably and support climate-positive projects sounded too good to be true. But after years of juggling different…
Lawsuit loan funding, also known as litigation financing, is a financial solution designed to help individuals involved in legal disputes cover their living expenses, legal fees, and other costs while their case is being litigated. This type of funding is…
Planning for retirement is one of the most important financial decisions you can make. However, many people neglect to prioritize it, often due to the complexity of the process or the perceived distant nature of retirement. Regardless of age or…
Nelnet is a prominent financial services company that specializes in providing educational financing solutions, including student loans and related services. Established in 1978, the company has grown into one of the leading providers in the United States, helping students and…
When we say that a bank’s “servers go down,” we refer to one or more failures in the bank’s core information technology (IT) infrastructure, such that critical systems become partially or fully unavailable. In practice, this can involve: In modern…